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  2. 01:00 - 05:00 The Best of the Cape

Nedbank Young Professionals is a 9-part podcast published by Life Podcasts and presented by Afripreneur, Vumi Msweli. The podcast features a new breed of young professionals having frank and interesting conversations about their relationships with money. For more insights that money can’t buy, subscribe to the series.

Raised in Soweto, Melody Xaba grew up during a time when South Africa was transitioning into democracy after the inhumanity of apartheid. Naturally, her upbringing in the politically-charged environment influenced her way of thinking and, further cemented her passion for telling positive stories about black people.

Growing up watching Jam Alley on SABC 1, an impressionable Melody saw a different side to herself through the mirrors of talented, intelligent black people and just 15 years later, the AFDA graduate started working on the popular TV show.

Today, Melody looks to the future with optimism and, embraces the changing landscape of technology as the world ushers in the Fourth Industrial Revolution. She believes that adapting to digital transformation through upskilling is critical for the development of the South African youth.

A word of advice to young professionals

Looking back at how her life has taken shape, Melody recalls herself questioning the future and, whether her dreams would manifest — a state of anxiousness that most of us are burdened with. Melody was guided by a strong passion for filmmaking but, no financial means to pursue her dream. She spent three years after matriculating from high school searching for opportunities until one eventually presented itself to her.

"I'm glad that I didn't allow my circumstances to dictate what I could and couldn't do."

Her advice to young professionals attempting to establish themselves in the working world: “Your circumstances are not permanent. Don't let your circumstances force you into things that you're not passionate about and things that you don't like... Take the risk.”

Spending habits: The good, the bad and all the lessons Melody has learnt about money

As a child, growing up poor created a constant want for more money, a 'crazy' relationship with money that quickly faded after Melody entered into the working world. She believes that saving is a step toward fulfilling ones calling — a concept that offers a sense of financial freedom and, unlocks the shackles that are tying most us to unfulfilling jobs. She shares tips on how you can create positive financial habits.

For more money stories like this one, visit the Nedbank Young Professionals feature page.

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